Within certain minimum investment criteria, all of the
investments we have noted can also be used to save on
a regular basis and this method of savings will benefit
from “Pound Cost Averaging”
in that they are purchasing shares/ units each month as
opposed to on a particular day.
In this way they benefit from dips in the markets as
your investment buys more shares/units when the market
is under performing, which will then have a greater
value as the markets and the underlying investments
rise. Of course you will also buy fewer shares/units
when prices rise.
Depending on your financial position and capital available
it may well be that a combination of lump sum and regular
investment is appropriate.
The value of an investment is not guaranteed and
can go up and down depending on investment performance.
You could get back less than you have paid in.
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